Motor Insurers Bureau devises new scheme to speed up claims

The agreement is aimed at straightforward claims where liability is not in dispute and where the likely cost of compensation does not exceed £10,000. This is an Understanding between MIB and The Motor Accident Solicitors Society (MASS) to assist in the handling of MIB claims.

The MIB handle many thousands of claims each year from motorists involved in accidents with other drivers who have either no insurance or who leave the scene (hit and runs). There are more than 200,000 such incidents each year. The MIB are duty bound to investigate each road accident claim before paying compensation which leads to lengthy delays. Even simple claims can take more than 18 months to conclude.

The agreement even incorporates very minor claims where personal injury damages fall within £1000. In such cases, the MIB will pay legal costs of £275 + vat as a flat fee. With more than 1.5 million drivers on UK roads having no insurance, the MIB will continue to be kept very busy indeed. The Fast Track Understanding will help ease the burden for both the MIB and accident victims alike.