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Younger drivers are considered a higher risk
than their older counterparts of being involved in a road accident so
are paying higher insurance premiums - 4th February 2008
Young drivers
are finding it harder and more expensive to get car insurance cover and
should shop around for the best deals say
the Association of British insurers
(ABI).
Many car
insurers will not provide any cover for younger drivers as they feel it
is too greater risk. A spokesperson for the ABI Malcolm Tarling
explained that adolescent drivers are far more likely to be involved in
a
road accident whilst driving, so increasing the likelihood of a
car accident claim.
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He went on to say that consumers should shop around
because there are competitive deals offered by some companies who may
provide a better deal than they have already found.
Road safety charity Brake state that
younger drivers are far more likely to be involved
car
accidents than older drivers.
In research carried out by Brake and
Green Flag, 4,640 drivers were
questioned, 533 of who were 17-24 years of age and classed as young drivers,
it was found that: - 33 percent of young drivers aged 17-24 admit overtaking
whilst they could not see what was coming compared to just 9 percent of
older drivers. 9 percent of young drivers admit to taking illegal drugs and
driving compared to 3 percent of older drivers.
Up to 50 percent of young drivers said they use a hand
held phone whilst driving with 35 percent of older drivers owning up to
this. 17 percent of young drivers admit to overtaking whilst they could not
see what was coming once a week or more. |
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